Credit Card Terms and Conditions
The following definitions apply to these Terms and Conditions:
- “Cardholder” means the credit card holder
- “Cycles” refer to the credit card’s billing cycles
- “Promotional Period” refers to the period from March 1, 2019 to June 30, 2019 inclusive
- “Spend Bonus Period” refers to the period in which the predetermined spend threshold should be met
- “Activation” means the moment at which the client activates his/her credit card
- “Promotion” refers to this promotion and not any of the Bank’s other promotions or programs
- “Eligible” refers to any individual qualified to participate in this promotion
- “First Purchase Bonus” refers to the bonus a customer gets when the first purchase is made any time with his/her credit card
- “Spend Bonus” refers to the bonus a customer gets when a predetermined spend threshold is met during the spent bonus period with his/her credit card
- "Scotiabank" or “Bank” means Scotiabank Antigua and Barbuda, Scotiabank & Trust (Cayman) Ltd, Scotiabank (Grenada) , Scotiabank (St. Lucia) , Scotiabank (St. Vincent & The Grenadines) , Scotiabank (Anguilla) Ltd, Scotiabank (British Virgin Islands) Limited, Scotiabank (Dominica), Bank of Nova Scotia (Guyana), Scotiabank (St. Maarten) , Scotiabank Trinidad and Tobago Limited, Scotiabank (Bahamas) Limited, Scotiabank (Barbados), Scotiabank (Belize), The Bank of Nova Scotia Jamaica Ltd, Scotiabank (Turks & Caicos) Ltd., and The Bank of Nova Scotia St. Kitts & Nevis
This Promotion is opened to legal residents of Antigua & Barbuda, Cayman Islands, Grenada, St. Lucia, St. Vincent & The Grenadines, Anguilla, British Virgin Islands, Dominica, Guyana, St. Maarten, Trinidad & Tobago, Bahamas, Barbados, Belize, Jamaica and Turks & Caicos who are 18 years of age or older. These terms and conditions shall be governed by the applicable laws of the named countries.
Promotion will award new Scotiabank credit cardholders with the promotional benefits as detailed in the chart below for each country listed above and detailed in the chart below
Country |
Credit Card |
Reward |
British Virgin Islands |
Scotiabank / AAdvantage® MasterCard® |
|
Scotiabank Gold MasterCard® |
|
|
Cayman Islands |
Scotiabank / AAdvantage® MasterCard® |
|
Scotiabank Gold MasterCard® |
|
|
Bahamas |
Scotiabank AERO* Platinum MasterCard®
|
|
Scotiabank Gold MasterCard® |
|
|
Scotiabank Visa AAdvantage®
|
|
|
Scotiabank Visa Classic
|
|
|
Barbados |
Scotiabank / AAdvantage® MasterCard® |
|
Scotiabank AERO* Platinum MasterCard®
|
|
|
Scotiabank MasterCard® |
|
|
Scotiabank Gold MasterCard® |
|
|
Belize
|
Scotiabank AERO* Platinum MasterCard®
|
|
Scotiabank Gold MasterCard® |
|
|
Scotiabank MasterCard® AAdvantage®
|
|
|
Jamaica |
Scotiabank AERO* Platinum MasterCard®
|
|
Scotiabank Gold MasterCard® |
|
|
Scotiabank MAGNA MasterCard®
|
|
|
Scotiabank Gold MasterCard®(USD) |
|
|
Scotiabank Visa® AAdvantage® |
|
|
Scotiabank Visa® Classic |
|
|
MasterCard Business Executive AA |
|
|
Turks & Caicos |
Scotiabank / AAdvantage® MasterCard® |
|
Scotiabank AERO* Platinum MasterCard®
|
|
|
Scotiabank Gold MasterCard® |
|
|
Trinidad and Tobago |
Scotiabank Gold MasterCard® |
|
Scotiabank MAGNA MasterCard® |
|
|
Scotiabank AERO* Platinum Visa®
|
Spend Bonus of 12,000 Scotia Points when a cumulative amount of TTD$13,000 is spent during the first 3 cycles from account open date |
|
Scotiabank Visa® Classic |
|
The transactional reward will be based on net purchases made and posted to the Scotiabank credit card account based on the following account booking date, this an approved and open account in the Scotiabank system:
- Group #1: Booked as of July 31, 2019
- Group #2: Booked as of August 31, 2019
- Group #3: Booked as of September 30, 2019
- Group #4: Booked as of October 31, 2019
This bonus will be rewarded provided as a result of activation and typical usage of the Scotiabank credit card.
Timing of Credit
New Cardholders who qualify for this Promotion will receive the above mentioned rewards depending on the date when the new account was booked in the Scotiabank system, as follows:
- Group #1: For all new accounts booked and shown in the Scotiabank system with Open Account Date between July 1 and July 31,, 2019 inclusive, the spend period to be eligible for the Spend Bonus will end October 31, 2019 and the credit will take place by December 31, 2019. Such credit will appear on the Cardholder's credit card statement within 60 days of December 31, 2019
- Group #2: For all new accounts booked and shown in the Scotiabank system with Open Account Date between August 1 and August 31, 2019 inclusive, the spend period to be eligible for the Spend Bonus will end November 31, 2019 and the credit will take place by January 30, 2020. Such credit will appear on the Cardholder's credit card statement within 60 days of January 31, 2020
- Group #3: For all new accounts booked and shown in the Scotiabank system with Open Account Date between September 1 and September 30, 2019 inclusive, the spend period to be eligible for the Spend Bonus will end December 31, 2019 and the credit will take place by February 281, 2020. Such credit will appear on the Cardholder's credit card statement within 60 days of February 28, 2020
- Group #4: For all new accounts booked and shown in the Scotiabank system with Open Account Date between October 1 and October 31, 2019 inclusive, the spend period to be eligible for the Spend Bonus will end January 31, 2020 and the credit will take place by March 30, 2020. Such credit will appear on the Cardholder's credit card statement within 60 days of March 30, 2020
In order to be eligible to receive the above mentioned rewards, the new Cardholder's credit card must be in good standing and must not have been blocked, frozen, stolen or fraudulently obtained, mislaid, lost or written-off, or delinquent, as of the following dates:
- Group #1: As of October 31, 2019
- Group #2: As of November 31, 2019
- Group #3: As of December 31, 2019
- Group #4: As of January 31, 2020
This Promotion is a limited-time promotion which will run from July 1, 2019 to October 31, 2019 inclusive.
To qualify for this Promotion, all applications must be approved by October 31, 2019.
The Promotion does not apply to switches or upgrades.
- Existing Scotiabank credit cardholders are not eligible for this Promotion. Former Scotiabank credit cardholders who have cancelled their cards within the last 12 months will not be eligible for this Promotion when they re-apply for a Scotiabank credit card during the Promotional Period. (Non-eligibility is considered for the 12-month duration following the last date of credit card account cancellation.)
- Scotiabank reserves the right to determine which purchases qualify for a Bonus. Net purchases means purchases minus returns/credits and does not include cash advances, balance transfers, credit card cheques, any fees and/or finance charges.
- A Cardholder’s benefit earned through participation in this Promotion will be forfeited in the event that the cardholder ceases to be a Cardholder at any time during the Promotion or transaction on the card is reversed.
In all matters relating to these promotions, the decision of the Bank shall be final and binding in all respects.
Scotiabank has the right to exclude any individual from this offer in its absolute discretion without any obligation to provide notice or reason. Cardholders who participate in this Promotion will have to maintain their Scotiabank credit card for a minimum period of 12 months from card account open date.
Scotiabank reserves the right in its absolute discretion to vary the terms and conditions of this Promotion or change or withdraw this Promotion at any time without giving any reason. In the event of a dispute arising from this Promotion, the Bank’s decision is final.
These terms and conditions apply only to this Promotion and do not apply to any of the Bank’s other promotions or programs or any other promotion or program in conjunction with the Bank and any other entity or brand.
* Trademark of The Bank of Nova Scotia, used under license.
® MasterCard is a registered trademark of MasterCard International Incorporated.
® VISA is a registered trademark of VISA International Service Association
American Airlines® reserves the right to change AAdvantage® program rules, regulations,
travel awards and special offers at any time without notice, and to end the AAdvantage®
Programme with six months’ notice. Any such changes may affect your ability to use the awards or
mileage credits that you have accumulated. Unless specified, AAdvantage® miles earned
through this promotion/offer do not count toward elite-status qualification or Million MilerSM
status. American Airlines® is not responsible for products or services offered by
other participating companies. For complete details about the AAdvantage® program, visit
www.aa.com/aadvantage. Scotiabank issues the Scotiabank/AAdvantage® card.
American Airlines®, AAdvantage® and Million Miler are trademarks of American Airlines, Inc.
‡ Conditions apply. Subject to credit approval.
For more information, visit the website of your country
AERO
Trinidad & Tobago |
|
Barbados |
|
Jamaica |
|
Bahamas |
|
Cayman Islands |
|
Belize |
|
Turks & Caicos |
|
British Virgin islands |