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Personal Line of Credit
Right for you if:
You want a line of credit with a flexible repayment schedule that you control
- Overview
ScotiaLine is an excellent way to get some added financial flexibility. The ScotiaLine Personal Line of Credit lets you decide when you borrow and how much you repay. Enjoy:
Spending up to a pre-determined limit
Unrestricted access to your credit. All you do is write a cheque at no charge
A flexible repayment schedule that you control
Payments as low as interest-only
Complimentary ScotiaLine personalised cheques
Comprehensive monthly statements for easy record keeping
No pre-payment penalty
Optional credit protection
Apply once. Use it whenever you want. Once you've established your ScotiaLine account, there's no need to re-apply. You simply access your credit whenever you need to.
You might also need...
Credit Protection
In the event of your death or the diagnosis of a specified health crisis, your Scotia Personal Line of Credit could become a financial obligation for your family. Learn more about how Credit Protection for Scotia Plan Loans can prevent this from happening.
Applying for a mortgage?
Buying a home is the largest single investment you’ll ever make, so it only makes sense to look for a mortgage that can help you reduce your interest costs. Contact one of our Mortgage Specialists and get closer to making your home ownership dreams come true.