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Personal Line of Credit
Right for you if:
You want a line of credit with a flexible repayment schedule that you control
ScotiaLine is an excellent way to get some added financial flexibility. The ScotiaLine Personal Line of Credit lets you decide when you borrow and how much you repay. Enjoy:
Spending up to a pre-determined limit
Unrestricted access to your credit. All you do is write a cheque at no charge
A flexible repayment schedule that you control
Payments as low as interest-only
Complimentary ScotiaLine personalised cheques
Comprehensive monthly statements for easy record keeping
No pre-payment penalty
Optional credit protection
Apply once. Use it whenever you want. Once you've established your ScotiaLine account, there's no need to re-apply. You simply access your credit whenever you need to.
You might also need...
Credit Protection
In the event of your death or the diagnosis of a specified health crisis, your Scotia Personal Line of Credit could become a financial obligation for your family. Learn more about how Credit Protection for Scotia Plan Loans can prevent this from happening.
Applying for a mortgage?
Buying a home is the largest single investment you’ll ever make, so it only makes sense to look for a mortgage that can help you reduce your interest costs. Contact one of our Mortgage Specialists and get closer to making your home ownership dreams come true.