Your Own Home -  Terms & Conditions

Offer ends August 15, 2021

How to participate

  • Contact any of our Personal Banking Officers
  • Discuss your financials and agree to an independent credit check
  • Request a prequalification letter
  • Receive a letter stating the Mortgage amount for which you have prequalified; including the terms and monthly payments

Special Offer

Country Processing Fee Discount Interest Rate Cash Back / Insurance payment
Jamaica 50% 6.99% Insurance coverage, maximum 2% of mortgage amount
Bahamas Competitive Rates 2.50% cash back on the mortgage amount up to US$5,000
Cayman - 4.00% -
Turks & Caicos - 5.25% -


This promotion is open to legal residents of Jamaica, The Bahamas, Turks and Caicos Islands and The Cayman Islands 18 years of age or older interested in taking a mortgage with Scotiabank.

For further details please visit the following websites:






Turks and Caicos

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