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Summary of Fee Changes
Effective December 1, 2025
Dear Valued Clients,
We remain committed to providing you with the best financial solutions in an efficient and convenient manner.
After careful assessment, we will be adjusting some of our fees effective December 1, 2025. To access a full list of these changes, we invite you to review the summary of fee changes below. For information on how the change aligns with the current operating environment visit https://www.centralbankbahamas.com/news/general-news/commercial-bank-fees.
Should you require further information regarding the impact of these changes, including how they will deliver significant business value to our customers, please visit your nearest Scotiabank branch for assistance.
Thank you for choosing Scotiabank as your financial partner.
Scotiabank
| Summary of Fee Changes for December 1, 2025 | |
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| Product/Service | New Fee | VAT | Total |
| Retail Deposit Accounts | 10% | ||
| Electronic Access | $8.00 | $0.80 | $8.80 |
| Signature Savings | $8.50 | $0.85 | $9.35 |
| ATM for all account types after free items | $2.00 | $0.20 | $2.20 |
| ATM Off US | $4.00 | $0.40 | $4.40 |
| ATM Balance Enquiry Off Us | $1.00 | $0.10 | $1.10 |
| Small Business Deposit Accounts | |||
| Per Item Fee for Small Business Chequing (BSD) | $2.00 | $0.20 | $2.20 |
| Per Item Fee for Small Business Chequing (USD) | $2.00 | $0.20 | $2.20 |
| Per Item Fee for ScotiaPlus Small Business Savings (BSD & USD) | $2.00 | $0.20 | $2.20 |
| Per Item Fee for Small Business Saving (BSD only) | $2.00 | $0.20 | $2.20 |
| Monthly Fee for Small Business Saving (BSD only) | $8.00 | $0.80 | $8.80 |
| Per Item Fee for ScotiaPlus Chequing | $2.00 | $0.20 | $2.20 |
| Sundry Fees | |||
| Duplicate Statement | $13.00 | $1.30 | $14.30 |
| Interim Statements | $13.00 | $1.30 | $14.30 |
| Account /Print Screen | $13.00 | $1.30 | $14.30 |
| Overdraft Handling Fee (manual) | $10.00 | $1.00 | $11.00 |
| Night Deposits Annual Fee | $60.00 | $6.00 | $66.00 |
| Deposit Content Fee | $5.00 per $1000 | $0.50 | $5.50 per $1000 |
| Wire/ACH Investigation Fee | $30.00 | $3.00 | $33.00 |
| Lending | |||
| Commitment Fee on USD Mortgages | 2.00% | 0.2% | 0.00% |