Term Deposits

Earn a competitive rate of interest on surplus cash for a term that best suits your investment needs. We'll help you improve your cash flow management with security and convenience.

With Scotiabank Term Deposits you receive:

Security – With Term Deposits, your initial investment (principal) is protected.

Liquidity – With our range of other deposit products, you'll have the liquidity you need. Terms can be as short as 31 days or up to 5 years.

Predictable Returns – Competitive returns without sacrificing security.

Higher Returns – Potential for higher interest rates when you invest for the longer periods.