Scotiabank Gold MasterCard

Right for you if:

Up to 4% cashback.

Annual Fee

$0* in your first year.

Terms and Conditions for Current Credit Card Promotions

Welcome Offer

Your card comes with benefits

Scotiabank Gold MasterCard® provides you with the power to purchase what you want, when you want - thanks to a generous credit limit. Enjoy additional purchasing power with the card that earns you cash-back rewards.

  • Buy whatever you need, no cash required
  • Earn cash-back rewards. Up to 4% rebate on all purchases in the form of a credit issued once a year in November
  • Peace of mind with emergency services available through MasterCard Global Service and MasterAssist®
  • Coverage for emergency medical expenses with MasterAssist
  • Up to US$200 for Purchase Protection per occurrence provides reimbursement for theft and /or accidental damage of purchase of the covered item
  • Get additional Scotiabank credit cards for family members and friends. Share the flexibility and convenience of MasterCard credit with your loved ones. Read more
  • Protect your loved ones with Scotiabank Credit Protection, optional insurance that can cover the outstanding balance of your credit card in the case of death or diagnosis of a covered critical illness. Read more
  • Free credit card cheques to use for school tuition, paying off other credit card balances, or wherever credit cards are not accepted

Applying for your Scotiabank Gold MasterCard credit card is easy. Contact us for more information about our suite of credit card products (including rates and fees), and the benefits of transferring your existing credit card balance(s) to Scotiabank.

Security in mind

Every transaction you make using a Scotiabank card with chip and your unique 4-digit Personal Identification Number (PIN) gives you an added layer of security. That means greater protection each and every time.


At a Glance

Up to 4% 

rebate on your purchases

Up to US$200 

per occurrence Purchase Protection

MasterCard Global Service and


Find the card that's right for you.

Compare cards with our MasterCard Benefits Comparison Chart

MasterCard Terms, Conditions and Agreement

Terms, conditions and exclusions apply. * Benefits offered by MasterCard®, for details please contact MasterCard LAC Services Help Desk 24 hours a day, 365 days a year at 1-904-636-2576 (or

Additional Cards
You can order additional cards at any time.

Read More

Earn more with 4% cash back.

Apply today and get a Welcome Bonus

Get the most cash back ever on all your everyday purchases with Scotiabank Gold MasterCard®.
Earn 4% cash back at grocery stores & gas stations, 2% at pharmacies and 1% everywhere else.*

Cashback Terms & Conditions

Apply Now

Ready to Apply?

In Person

Contact us for more information.

Find a Local Branch