Scotiabank Visa


No annual fee for the first year

Terms and Conditions for Current Credit Card Promotions

Welcome Offer

Your card comes with benefits

The Scotiabank Visa® card is a convenient and reliable credit card accepted worldwide. Use your Scotiabank Visa anywhere you shop for increased payment convenience.

  • Scotiabank Visa® gives you all the benefits of Visa® with no annual fee for the first year, and none ever if your purchases amount to an average of at least BS $200 monthly.
  • Free, personalised Convenience Cheques that you can use just like your personal cheques to make purchases, pay utility bills or get cash at a teller window
  • You can add up to three additional cards for your family and friends and, as long as you meet the annual spending requirement, they will be NO FEE too!
  • Peace of mind with emergency services available through Visa International Service Centre
  • Provide your family with financial comfort in the event of your death with optional, low-cost Credit Life Protection for up to $15,000

Applying for your Scotiabank Visa credit card is easy. Contact us for more information about this product (including rates and fees), and the benefits of transferring your existing credit card balance(s) to Scotiabank.

Security in Mind

Every transaction you make using a Scotiabank card with chip and your unique 4-digit Personal Identification Number (PIN) gives you an added layer of security. That means greater protection each and every time.


At a Glance

NEW! $0*

Annual Fee

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Review Terms and Conditions [PDF: 87Kb]


NEW: Effective Immediately, you may be subjected to currency conversion fees and taxes on your account when you use your Visa Debit or Credit card at retailers and service providers located in Bahamas who process transactions in US Dollars. These charges will be reflected on your monthly debit and credit card statement. Please refer to your card holder agreement for further information.

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