Primary Savings Account


  • Earn More: Sign up to the Scotiabank Savings Reward Plan and earn a bonus of 1% interest on automatic savings plan contributions.1

  • Save Money on Fees: No monthly fee if you maintain the minimum required balance.

  • Convenience: Make unlimited deposits and withdrawals and transfers between your account at Scotiabank ATMs. 2Unlimited access to Scotia OnLine and Mobile Banking.

  • Find a local branch

    Additional Features

    With the Primary Savings account, you won't pay a monthly fee if your account balance remains above $500. Perform unlimited transactions at Scotia OnLine, POS and Mobile Banking.2

  • A $3.22 fee will be applied if your balance falls below $500 over the course of the month

  • A $1.07 fee per transaction done at the ATM

  • Interest calculated on the daily balance and paid monthly

  • Eligible for Scotiabank Savings Reward Plan enrollment1

  • Mobile Banking app available for iOS, Android and Blackberry

  • Effective account management with eStatements via Scotia Online or mobile banking

  • Available in BSD, CAD, EUR, GBP and USD

  • Additional Information

    How to apply

    Download the application form 

    Account Service Fees

    Personal Financial Services Agreement

    Terms and Conditions

    Selector Tool

    Not sure which account is right for you? Try our "Account Selector Tool"

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    Savings Calculator

    Use our Scotiabank Savings Calculator to see how saving on a regular basis can help you achieve your short and long-term financial goals. 

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