Account fees

Effective January 1, 2022

Services	Rates	Rates Including VAT
Monthly Fee	$2.50 - $17.50	$2.75 - $19.25
Drawing/Cashing Fee (per cheque)	$4.00	$4.40
Branch Deposit/Withdrawal	$4.00	$4.40
ATM Deposit	FREE	FREE
ATM Withdrawal (to Proprietary ATM Withdrawal (2- 6 Free depending on Account Type)	$1.25	1.38
Dishonored Cheque Charge	$35.00	$38.50
Internal Transfers to cover cheques	$17.50	$19.25
Stop Payment Order	$25.00	$27.50
Over Limit or Overdraft Protection Fee	$25.00	$27.50
Minimum Overdraft Interest Charge - Calculated on maximum daily balance	$15.00	$16.50
Overdraft Handling Fee	$7.50	$8.25
Cheque Certification	$12.50	$13.75
Stamp Tax	$0.40	$0.40
Audit Confirmation	$30.00	$33.00

Services	Rates	Rates Including VAT
Accounts closed within 90 days	$17.50	$19.25
Replace Debit Card	$5.00	$5.50
Audit Certificates/Reference Letter (Retail)	$30.00	$33.00
Interim Statements Requested	$10.00	$11.00
Transfer Fee (special request)	$17.50	$19.25
Standing Order Payments
(a) Internal Payments	$7.50	$8.25
(b) External Payments or Transfers	$25.00	$27.50
Wire Transfers (Outgoing)
From BSD to Foreign Currency	$45.00 Fee + $10.00 Handling Charges	$49.50 Fee + $11.00 Handling Charges
From Foreign Currency to Foreign Currency	$60.00 Fee + $20.00 Handling Charges	$66.00 Fee + 22.00 Handling Charges
Foreign Currency cash (per $1,000.00)	$5.00 Fee + Handling Charges	$5.50 Fee + Handling Charges
Stamp Duty of Foreign Exchange	1.50%	1.50%
Wire Transfers (Incoming)
Family Islands	$15.00	$16.50
Local	$10.00	$11.00
Manager's Cheque/Drafts
Local Currency	$10.00	$11.00
Foreign currency	$22.00	$24.20
Inactive Account Fees
Notice of inactivity at 2 and 5 years	$35.00	$38.50
Notice regarding unclaimed balances	$35.00	$38.50
Safety Deposit Box
Annual Rate - Resident
A- 1 1/2 x 5 x 24	$60.00	$66.00
B- 2 1/2 x 5 x 24	$85.00	$93.50
C- 5 1/2 x 5 x 24	$175.00	$192.50
D- 2 1/2 x 10d x 24	$175.00	$192.50
E - 5 x 10d x 24	$250.00	$275.00
F - 10 x 10d x 24	$325.00	$357.50
G-10 x 15 1/2	$400.00	$440.00
Annual Rate - Non-Resident
A- 1 1/2 x 5 x 24	$125.00	$137.50
B- 2 1/2 x 5 x 24	$160.00	$176.00
C- 5 1/2 x 5 x 24	$325.00	$357.50
D- 2 1/2 x 10d x 24	$325.00	$357.50
E - 5 x 10d x 24	$475.00	$522.50
F - 10 x 10d x 24	$625.00	$687.50
Drilling of Safety Deposit Box	$175.00	$192.50
Replacing Lock	$125.00	$137.50
Lost Key	$17.50	$19.25
Safe Keeping
Safekeeping - Mtg./Other Documents (per annum)	$55.00	$60.50

Account fees

Saving Accounts

Transactional Accounts (some including Cheque Writing Privileges)

Services Related to Deposit Accounts