Scotia Plus Gold

Right for you if:

  • You are a serious saver looking for the best return on your money

  • You want unlimited electronic transfers between your Scotiabank accounts

    Our ScotiaPlus Gold account offers you flexible access to your money and a premium rate of interest1 on your savings.

  • Grow your savings faster

    through one of our highest rates of interest1 on balances over $50,000

  • Be in control of your service fees.

    There is no monthly fee you get three free debit transactions1 each month if a balance of $50,000 is maintained. In addition you get unlimited electronic transfers between your Scotiabank accounts. You only pay for the additional transactions you perform

  • Easy record keeping

    Quarterly printed statements

  • Fees and Terms

    3 free in-branch or ATM debit transaction if a balance of 

    $50,000 is maintained

    Unlimited 

    electronic transfers

    No charge

    Scotiabank ATM or in-branch deposits

    With ScotiaPlus Gold you earn a premium rate of interest1, calculated on your daily closing balance and paid monthly, plus:

  • No monthly fee

  • 3 free debit transactions when minimum balance of $50,000 is maintained

  • Unlimited electronic transfers between your Scotiabank accounts

  • No charge for Scotiabank ATM or in-branch deposits

  • Convenient access to your money through multiple channels: in-branch, by ATM2 or cheque, through Internet, Telephone or Mobile banking, or shop using your ScotiaCard Visa Debit card

  • Quarterly statements for your records

  • Not sure if this is the right solution for you?

    View our Account Comparison Chart [PDF 754 KB]

    Additional Information

    How to apply


    Download the application form 


    Account Service Fees


    Personal Financial Services Agreement


    Terms and Conditions

    Reach your savings goals faster by splitting your transactional and savings needs with our:

  • Electronic Access Account Bank anytime, anywhere with unlimited electronic transactions1 via ATM, Internet, Telephone and Mobile Banking or make purchases using Debit Point of Sale.

  • Primary Savings Account Earn a competitive rate of interest1 on your savings, while maintaining ready access to your funds.

  • You might also need...

    Scotiabank Savings Reward Plan

    Earn an additional 1% bonus interest on the annual average monthly balance of your contributions made during the one-year term.

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    Still have questions?

    We've got answers. Check out our answers to common questions about banking with Scotiabank.

    Read More

    Ready to Apply?

    In Person

    Contact us for more information

    Find a local branch