Earn a million miles with Scotiabank and AAdvantage 

The following definitions apply to these Terms and Conditions:

• “Cardholder” means the primary cardholder of an eligible credit card.
• “Promotional Period” refers to the period from November 1st, 2024, to November 30, 2024.
• “Promotion” refers to this promotion and not to any of the Bank’s other promotions or programs.
• “Eligible” refers to qualification to participate in this Promotion.
• "Purchases" means any retail, internet, phone or mail order purchase or Point of Sale transaction.
• “Eligible Purchases/transactions” means any retail, internet, phone or mail order purchase or Point of Sale transaction not including returns/credits or any fees and/or bank charges.
• “Minimum Spend Requirement” means the predetermined minimum transaction amount which must be met by making eligible purchases or performing eligible transactions using the Cardholder’s Scotiabank Visa AAdvantage credit card.
• “Eligible credit card” refers to the Scotiabank Visa AAdvantage credit card.
• “Good Standing” means that the Cardholder’s account is not overlimit or past due by any amount. 
• "Scotiabank" or “the Bank” means Scotiabank (Bahamas) Limited

This Promotion is open to legal residents of Bahamas who are 18 years of age or older. These terms and conditions shall be governed by the applicable laws of the named country.

During the Promotional Period, existing Visa AAdvantage credit card Cardholders from Jamaica and The Bahamas will receive one (1) entry for every Eligible Purchase/Transaction with a minimum spend as outlined below. There is no limit to the number of entries a Cardholder may receive during the Promotional Period. 

Each entry will qualify the Cardholder to be entered to win one million AA miles. 

Prize Info:

• The number of winners per country is also noted in the table below.

• This Promotion is open to legal residents of Bahamas aged 18 years of age or older, who open and activate a new Scotiabank Visa AAdvantage credit card with the exception of employees of the Bank, its respective parent companies (The Bank of Nova Scotia and Bank of Nova Scotia Group) and subsidiaries; their immediate family members (spouses, parents, children, siblings and their respective spouses) and/or those living in the same household as any of these employees.
• Eligibility is restricted to selected Cardholders whose accounts are still active at the time of the draw, are in good standing and have not been frozen or closed.
• All Eligible Purchases/Transactions will be considered toward the earning of entries. There are no limits to the number of entries a Cardholder may receive. All purchases/transactions in local and USD currency are eligible.
• Transactions from unauthorized card use or those made with lost, stolen or fraudulent Scotiabank credit cards will be considered void in the matter of this Promotion.

• The draw for the prize will be done on Thursday December 12, 2024, at 11 A.M. by the Regional Marketing Unit at Corner of Duke and Port Royal Street, Kingston, Jamaica.
• The allotted number of winners will be randomly selected from an electronic Customer database with qualifying entries using a randomizer (randomizer Microsoft Excel file) four (4) entries per country will be drawn as back-up winners.

• Attempts to notify the winner will be made by telephone, three (3) times within three (3) business days from the date of the draw. Should the Bank be unable to speak to the winner by telephone within the aforementioned period another winner will be drawn from the back-up winners in their stead. After being notified by telephone, an email will be sent to the winner. The winner will then be required to provide proof of their age and sign an Affidavit of Eligibility/Prize Acceptance and Release within five (5) days of the email notification to be confirmed as a winner. The winner will also be required to provide proof of ownership of the eligible credit card that was used to win the prize. A valid form of national identification must also be presented to collect the prize. For example, National ID card, Passport or Driver’s License.
• If the winner declines to fulfill these conditions to collect the prize, their eligibility will be voided, and another winner will be drawn from the back-up winners in the order they were selected. All unaccepted prizes will be retained by the Bank.
• The winner’s name may be published in the media. The winner must agree to the use of his or her name and photographs without compensation in any forthcoming publicity by Scotiabank or the prize may be forfeited.
• The prize is not transferable.
• The prize cannot otherwise be redeemed or exchanged for cash or any other form of credit.In all matters relating to this Promotion, the decision of the Bank shall be final and binding in all respects, subject to the approval from the relevant gaming authorities.

Subject to the approval from the relevant gaming authorities:

• Scotiabank has the right to exclude any individual from this offer in its absolute discretion without any obligation to provide notice or reason.
• Scotiabank reserves the right in its absolute discretion to vary the terms and conditions of this Promotion or change or withdraw this Promotion at any time without giving any reason. In the event of a dispute arising from this Promotion, the Bank’s decision is final.

These Terms and Conditions apply only to this Promotion and do not apply to any of the Bank’s other promotions or programs or any other promotion or program in conjunction with the Bank and any other entity or brand.

To unsubscribe from receiving communications about and to opt out of this Promotion call our Contact Centre using the number on the back of your credit.

For further details on Credit cards please visit www.bs.scotiabank.com

* Trademark of The Bank of Nova Scotia, used under license.