Join us on the Paris pursuit

 The following definitions apply to these Terms and Condition  

• “Cardholder” means the primary cardholder of an eligible Scotiabank retail credit card.
• “Promotional Period” refers to the period from April 15, 2024, to May 31, 2024, inclusive.
•  “Promotion” refers to this competition and not any of Scotiabank’s other competitions or programs.
• “Eligible” refers to qualification to participate in this Promotion.
• "Purchases" means any retail, internet purchase, phone or mail order purchase or Point of Sale transaction. 
• “Eligible Purchases/transactions” means any retail, internet purchase, phone or mail order purchase or Point of Sale transaction not including returns/credits, any fees and/or bank charges that meets the minimum spend requirement.
• “Good standing” means the account should not be overlimit or past due any amount during the campaign period.
• “Eligible credit cards” refers only to Scotiabank Retail Credit Cards. Transactions made using a Scotiabank Small Business or Corporate credit cards are excluded from this Promotion.
•  “Reward” refers to the prize a Cardholder receives if they are selected as a winner in the Promotion.
• “Digitally Active” refers to a Cardholder whose monthly use of the Scotiabank Online Banking or Scotiabank Caribbean App platform includes a minimum of three (3) transactions performed during the Promotional Period.
• "Scotiabank" or “Bank”  means Scotiabank (Bahamas) Limited

This Promotion is open to legal residents of Bahamas who are (eighteen (18) years of age or older. These terms and conditions shall be governed by the applicable laws of the named country.

 General Eligibility Criteria

• This Promotion is open to legal residents of The Bahamas aged eighteen (18) years of age or older, who hold an eligible Scotiabank credit card with the exception of employees of  Scotiabank, its respective parent companies (The Bank of Nova Scotia and Bank of Nova Scotia Group) and subsidiaries; their immediate family members (spouses, parents, children, siblings and their respective spouses) and/or those living in the same household of any of these employees. Employees of Scotiabank’s advertising and promotional agencies, as well as their immediate family members, relatives and/or those living in the same households are also not eligible to participate in the Promotion.
• Eligibility is restricted to selected Cardholders whose account is still active at the time of the draw, is in good standing and has not been frozen or closed.
• Eligibility is restricted to customers who have an active Scotiabank Deposit Account and are digitally active.
• All Eligible Transactions will be considered toward the earning of entries; there are no limits on the number of entries a Cardholder may receive.  All transactions in local and foreign currencies are eligible.
• Transactions from unauthorized card use or those made with lost, stolen, or fraudulent Scotiabank credit cards will be considered void and ineligible for the purposes of this Promotion.  

During the Promotional Period Cardholders from the Territories will receive one entry for each Eligible Purchase, or New Credit Card Account, as outlined below. There is no limit on the number of entries a Cardholder may receive during the Promotional Period. 

If a cardholder in Jamaica  does the following three (3) transactions (In local or equivalent foreign currency): one for JMD$25,000, another for JMD$55,000 and another for JMD$80,000, the Cardholder will receive two (2) entries, one for each transaction that meets the minimum spend requirement, that is: one for the spend of JMD$55,000 and the other for the spend of JMD$80,000.

If a customer in The Bahamas opens a new credit card account, activates the card, and completes a transaction of any value, the customer will receive one entry to win the prize. Additional entry (s) will be earned for every transaction that meets the minimum spend requirement as stated in TABLE I.

Two winners will be selected for Jamaica, while one winner will be selected from The Bahamas. Prizes will be awarded to the winner who will be allowed to take along 1 companion to the Athletic Championship games.

• The Cardholder will be entered to win an All-Expense Paid trip to the Paris, France, in August 2024 for the Cardholder and one (1) person of the Cardholder’s choice, with an additional prize of USD$1,000.00 spending money credited to the Scotiabank credit card in the name of the winner.

• A package for two people in Paris, France, (the winner and a companion) for five (5) days, (4) nights, including tickets to watch the Athletic’s Champion Games 2024.

• Two (2) airline tickets, round trip economy class, from the cardholder’s territory to Paris, France where the Athletic Championship games will be held.
• Ground transfers airport-hotel- Stadium- Hotel-airport in Paris, France.
• Transfers to activities mentioned in package.
• Cash back (spending money) of USD$1,000.00 or equivalent in local currency credited by June 28, 2024, to the Scotiabank credit card in the name of the winner.
  
• Breakfast and dinner 

• The draw for the winners will be done on Friday June 7^th, 2024, by the Regional Product Marketing Units for the participating Territories.
• The allotted number of winners will be randomly selected from an electronic customer database with qualifying entries using a randomizer.  Four (4) entries per country will be drawn as back up winners.

• Three (3) attempts will be made to notify the winners, by telephone, three (3) times within three (3) business days from the date of the draw.  Should Scotiabank be unable to contact the winners directly by telephone within the aforementioned period another winner will be drawn from the backup winners in their stead and the aforementioned contact procedure followed. After being notified by telephone, an email will be sent to the winner. To be confirmed as a winner, the winner will then be required to provide proof of their age and sign an Affidavit of Eligibility/Prize Acceptance and Release within three business (3) days of the email notification The winner will also be required to provide proof of ownership of the Scotiabank credit card that was used to win the prize by way of a valid government issued identification.  A valid form of National Identification must also be presented to collect the prize. For example, National ID card, Passport, or Driver’s License.
• If the winner declines to fulfill these conditions or to collect the prize, their eligibility will be voided, and another winner will be drawn from the backup winners in the order they were selected. All unaccepted prizes will be retained by Scotiabank by June 31, 2024.
• Contact will be attempted using the Cardholder’s phone number as found in Scotiabank’s records. If the winner cannot be contacted by telephone within three (3) business days of the draw date Scotiabank has the right to offer the prize to a backup winner.
• The winners’ name may be published in the media as part of Scotiabank’s promotional and marketing activities for the promotion and winner must agree to the use of his or her name and photographs, without compensation, in any forthcoming publicity by Scotiabank or the prize may be forfeited, unless Scotiabank in its sole discretion agrees to waiver the conditions specified above.
• The winner will be responsible for any required Travel Visa (s), the payment of any taxes, tips, insurance and expenses as well as any associated fines and fees levied in  relation to the foregoing not explicitly stated as part of their prize, and must agree to release, discharge and hold harmless Scotiabank from and against any or all claims, losses, injuries or damages resulting from participation in the Promotion.
• The use of your Eligible credit card to make purchases constitutes your consent to participate in this Promotion and your consent for Scotiabank to obtain your name, address and other information for the lawful purpose of administering this Promotion and for other uses permitted by applicable law.  Scotiabank reserves the right, with consultation and approval from the relevant Gaming Commissions (as applicable), to void any and all entries of an entrant who Scotiabank believes has attempted to tamper with or impair the administration, security, fairness or proper play of this contest.
• This Promotion is a limited-time promotion which will run from April 15, 2024, to May 31, 2024.
• A Cardholder’s reward earned through participation in this Promotion will be forfeited in the event that the Cardholder ceases to be a Cardholder on May 31^st, 2024.  
• Prizes are not transferable and are subject to change, with approval from Gaming Commissions (Betting, Gaming and Lotteries Commission in Jamaica, and the Gaming Board for The Bahamas in The Bahamas) as applicable.
• Prizes must be accepted as awarded.
• Scotiabank will not be responsible for changes to the prizes which result from circumstances outside of its control.
• Scotiabank will issue no representation or warranty in respect of the prize. 

In all matters relating to this Promotion, the decision of Scotiabank shall be final and binding in all respects, subject to the approval from the relevant gaming authorities.

Subject to the approval from the relevant gaming authorities:

• Scotiabank has the right to exclude any individual from this offer in its absolute discretion without any obligation to provide notice or reason.
• Scotiabank reserves the right in its absolute discretion to vary the terms and conditions of this Promotion or change or withdraw this Promotion at any time without giving any reason. In the event of a dispute arising from this Promotion, Scotiabank’s decision is final.

These terms and conditions apply only to this Promotion and do not apply to any of Scotiabank’s other products, promotions or programs or any other product, promotion or program in conjunction with Scotiabank and any other entity or brand.

To unsubscribe from receiving communications about this Promotion and/or to opt out of the Promotion call our Contact Centre using the number on the back of your card.

See further details on Credit cards.

Authorized under section 58(3) of the Betting Gaming and Lotteries Act of Jamaica.

* Trademark of The Bank of Nova Scotia, used under license.